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26 Feb 2021 Direct Unsubsidized Loans. There are two types of Direct Loans – subsidized and unsubsidized. Medical students and other graduate/  Depending upon what type of student you are, the Department of Education offers three different types of Federal Direct Loans: Subsidized, Unsubsidized, and  The Federal Direct Student Loan Program offers low interest loans directly from the federal government.

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